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For the past three months since the CARES Act passed Congress, it has largely felt like the traditional commercial lending market has come to a screeching halt. Banks converted all their resources to making Payroll Protection Program loans, commonly known as “PPP” loans. Now that most lenders have gotten their PPP clients funded, many people are asking:

“What is next? Are lenders still making Commercial loans?”
The answer is a most definite. “Yes!”

Despite the focus on PPP loans over the past three months, JX Financial Inc and ALLTRUX Capital LLC have continued to approve Commercial loans. We are working with our customers through this pandemic by providing payment relief extensions and will be here when this has passed.

JX Financial Inc.

JX Financial Inc. was established in 1984 and is dedicated to flexible financing, finding the right financing for your transportation needs, and financing semi-tractors and trailers. As a “One-stop shop.”, JX Financial Inc. provides options for every need.


ALLTRUX Capital LLC was established in 2013 with a dedication to used truck buyers and first-time buyers with less than perfect credit.

However, be prepared to answer some new questions:

  • Is your business open?
  • How could your business continue to be impacted by COVID-19 going forward?
  • Have you acquired new customers?
  • Have you seen an increase in freight?

If you are in need of a commercial loan, fill out our credit app and give our JX Financial and ALLTRUX Capital professionals a call. Our team is available to begin your loan process and answer any questions you might have. No matter what is going on in today’s world, “We are your Partner for the Long Haul.”

Authors: Connie Marlatt – F&I Executive & Kathy Moseng – F&I Executive

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