Why Was My Credit Declined!??

Why Was My Credit Declined!?? When you check your credit score and notice a small drop, it’s usually nothing to worry about. It’s common for credit scores to fluctuate in small increments.  However, if you see a large drop of at least 15 to 20 points or more, you should find out the cause. [...]

March 18th, 2022|Industry News|0 Comments

Is it the Right Time to Buy Equipment?

Is it the Right Time to Buy Equipment? The answer is, YES! With more and more states opening back up for business or even starting a business, now is the perfect time to start expanding your business. Low Rates Make Financing Affordable _________________________________________________________________________ With people eager to get back to full production this is [...]

December 10th, 2021|Industry News|0 Comments

Bonus Depreciation vs. Section 179: What’s the Difference?

Bonus Depreciation vs. Section 179: WHAT’S THE DIFFERENCE? This year is half over and shortages are making trucks and trailers difficult to find. When you do purchase a piece of equipment, do you take advantage of Bonus Depreciation or Section 179? When your business purchases a piece of equipment, you are supposed to spread [...]

June 25th, 2021|Industry News|0 Comments

Why Finance Transportation Equipment?

Why Finance Transportation Equipment? So, why finance vehicles or equipment in the first place? Isn’t it better to pay cash so you don’t accumulate debt? Yes and No.   Certainly you do not want your business to be saddled with so much debt that you can’t grow. Transportation loans can help you build credit and [...]

April 1st, 2021|Industry News|0 Comments


2020 OHHH... WHAT A YEAR!! On behalf of everyone at JX Financial, Inc., we would like to THANK YOU for being our customers. We value the trust you have put in our products and services and would like to thank you for that. It's always a pleasure serving you and we certainly look forward [...]

December 31st, 2020|Industry News|0 Comments

Protecting Your Credit During the Coronavirus Outbreak

Protecting Your Credit During the Coronavirus Outbreak – New FICO 10 Scoring in 2020 As the number of coronavirus cases spreads, it is also having a negative impact on the financial health of the economy at large and the economic well-being of individuals across the United States.  The unusual nature of this pandemic has [...]

October 16th, 2020|Industry News|0 Comments

Commercial Loans – Are Lenders Still Lending?

For the past three months since the CARES Act passed Congress, it has largely felt like the traditional commercial lending market has come to a screeching halt. Banks converted all their resources to making Payroll Protection Program loans, commonly known as "PPP" loans. Now that most lenders have gotten their PPP clients funded, many people [...]

June 12th, 2020|Industry News|0 Comments

How Truckers Can Manage Financial Stress

The Financial Health Institute defines financial stress as a condition caused by financial events that create anxiety and worry, often coupled with physical responses. And chronic stress has long-term effects on health, making drivers more likely to suffer from heart disease, digestive issues, sleep issues, and a host of other problems. Between the low [...]

March 6th, 2020|Uncategorized|0 Comments

Last Chance to Take Advantage of Bonus Depreciation for New & Used Equipment

Are you delaying your buying decision to 2020...DON’T! Take advantage of bonus depreciation for new and used equipment in 2019. What is bonus depreciation? Bonus depreciation is a method of accelerated depreciation. This allows a business to make an additional deduction of 100% of the cost of qualifying equipment in this year in which it [...]

November 8th, 2019|Industry News|0 Comments

In House Truck Financing with JX Financial

JX is known to be a one stop shopping experience for anyone with transportation needs. And when it comes to truck financing, we’ve got you covered. Our JX Financial team takes the time to understand your needs and goals in order to offer the best financing solution. It is our goal to provide the financial [...]

May 10th, 2019|Industry News|0 Comments